Credit

Credit

Element

Occurrence

Description

Example Usage

Element

Occurrence

Description

Example Usage

@nr

min.1 / max.1

Record number

nr="1"

@currency

min. 1 / max. 1

Currency ISO 4217, alpha 3-code

RestrictionEnumeration

currency="CHF"

Appraisaldate

min. 1 / max. 1

Date of the credit appraisal

<Appraisaldate>2015-09-18</Appraisaldate>

FinancialsCode

 min.0 / max.1

Characteristic of the current financial situation (code)

RestrictionEnumeration

<FinancialsCode>33</FinancialsCode>

FinancialsText 

min.0 / max.1

Characteristic of the current financial situation (text)

<FinancialsText>The financial situation is considered  to be good.</FinancialsText>

PaymentsCode

 min.0 / max.1

Characteristic of the current payment method (code)

RestrictionEnumeration 

<PaymentsCode>27</PaymentsCode>

PaymentsText 

 min.0 / max.1

Characteristic of the current payment method (text)

<PaymentsText>There are no unfavourable reports regarding the financial obligations.</PaymentsText> 

BusidevCode

 min.0 / max.1

Comment about the current business development (code)

<BusidevCode>32</BusidevCode>

BusidevText

 min.0 / max.1

Comment about the current business development (text)

<BusidevText>The business trend is considered positive.</BusidevText>

Rating

 min.0 / max.1

Worldbox Credit Rating

first figure = Assessment 1-20

second figure = max. Assessment = 20

RestrictionEnumeration  

<Rating>13/20</Rating>

Creditlimit

 min.0 / max.1

Current maximal Credit Limit

<Creditlimit>5000000</Creditlimit>

CreditlimitCode

 min.0 / max.1

Comment about the current credit limit (code)

RestrictionEnumeration 

<CreditlimitCode>10</CreditlimitCode>

CreditlimitText

 min.0 / max.1

Comment about the current credit limit (text)

<CreditlimitText>Credit to the recommended limit should be acceptable but should be monitored on a regular basis.</CreditlimitText>